Approved Counselor & Debt Specialist Certification Programs

The Colorado Uniform Debt-Management Services Act requires that each of a debt-management services provider’s counselors and debt specialists is certified, within twelve months of initial employment, by a training program or organization approved by the Administrator. § 12-14.5-206(9), C.R.S.  Approved organizations are listed below.  This approval list may be updated periodically.

The following programs and organizations are approved to meet the certification requirement for Counselors:

Organization

Program

Web Site

Association for Financial Counseling and Planning Education (AFCPE) Accredited Financial Counselor http://www.afcpe.org
Center for Financial Certifications Certified Personal Finance Counselor (CPFC) http://www.fincert.org
National Association of Certified Credit Counselors (NACCC)
Credit Counselor Certification http://www.naccc.us
National Foundation for Credit Counseling (NFCC)
Counselor Certification
http://www.nfcc.org
National Institute for Financial Education of America (NIFE) Certified Credit Counselor http://www.nife-ed.com

The following programs and organizations are approved to meet the certification requirement for Debt Specialists:

Organization

Program

Web Site

Center for Financial Certifications Certified Consumer Debt Specialist (CCDS) http://fincert.org
International Association of Professional Debt Arbitrators (IAPDA) Certified Debt Specialist (Approval is limited to certification or recertification dates of April 17, 2008 or later) http://www.iapda.org
National Association of Certified Credit Counselors (NACCC) Debt Settlement Specialist Certification http://www.naccc.us

Please contact our office at (303) 866-4494 or by e-mail to uccc@state.co.us with questions or to apply for approval as an accreditation provider.

4/29/08