Note: Interpretations and opinions may not be applicable due to changes in the law or renumbering of statutes. Some outdated material may be available upon request.
Administrative Interpretations
| Date | Number | Title |
| August 31, 1994 |
1.202-9401 |
Pawnbrokers - Title Loans |
| June 23, 1992 |
3.104-9201 |
Post-Dated Checks - Payday Lenders |
| December 8, 1989 |
2.301 & 2.311-8901 |
Consumer Leases - Disclosures and Truth-in-Lending |
| March 1, 1985 |
3.107-8501 |
"Required Compensating Balance" |
| February 24, 1984 |
3.508-8401 |
Revolving Loan - Grace Periods |
| October 14, 1983 |
2.201, 3.201 & 3.508-8301 |
Refund of Prepaid Finance Charges - Non-Precomputed Transactions |
| September 25, 1981 |
3.104 & 3.109-8101 |
Seller Carry Back Second Mortgages |
| December 16, 1980 |
3.105 & 3.201-8010 |
Wrap Around Mortgages |
| July 18, 1980 |
3.104-8008 |
Line of Credit - Consumer Loan |
| May 14, 1980 |
5.204-8007 |
Finance Charges and Three Day Right to Rescind |
| May 13, 1980 |
3.105-8004 |
Refinancing |
| January 13, 1980 |
3.508-8002 |
Maximum APR Applicable-Interest Bearing Loans |
| January 4, 1980 |
5.112-8001 |
Right to Cure Notice - Four or Fewer Installments |
| December 18, 1979 |
3.402-7903 |
Balloon Payment Provisions - First Lien Loans |
| December 13, 1979 |
3.508-7902 |
Mortgage Lender Use of Monthly Amortization |
| November 13, 1978 |
3.408-7802 |
Change in Terms - Fluctuating Base Rate |
| February 22, 1978 |
5.111-7801 |
Right to Cure Notice - Future Payment Reference |
Opinion Letters
Note: Remaining opinions are available from the UCCC directly.
| Date | Title |
| April 29, 2010 |
Litigation Advance Funding |
| October 12, 2005 |
Request for Rulemaking on Debt Cancellation & Suspension Agreements |
| November 9, 2004 |
Debt Cancellation and Suspension Agreements Offered by Colorado-Chartered Banks,
Colorado-Chartered Industrial Banks, and Colorado-Chartered Credit Unions
|
| September 7, 2004 |
Multiple Instruments on Deferred Deposit Loans and Notice of Payment in Full and Release of Security |
| August 2, 2004 |
Small Installment Loans |
| June 15, 2004 |
New Laws - Deferred Deposit Loan Act Amendments and Small Installment Loans |
| March 13, 2002 |
Loans Primarily Secured by an Interest in Land |
| December 2, 2002 |
Fees for Electronic Debits and Payments |
| March 21, 2001 |
Discretionary Automatic Overdraft Privilege, Revised Letter |
| June 27, 2000 |
Colorado Deferred Deposit Loan Act - Renewals & Minimum Finance Charges |
| February 14, 2000 |
Automobile Purchase/Leaseback |
|
December 15, 1999
|
Remedies for Improper Repossessions |
|
July 31, 1997
|
Timely Payoff Quotes |
|
December 23, 1996
|
Mortgage Broker Fees |
|
October 16, 1996
|
Credit Card Insurance Resulting in Favorable Rates |
|
September 10, 1996
|
Subsidiaries of Supervised Financial Organizations and UCCC Licensing |
|
August 23, 1996
|
"Slow Pay" Credit Card Rate Provision |
|
July 5, 1995
|
Tax Service Fees |
|
April 10, 1995
|
Loans Primarily Secured by Interest in Land |
|
November 22, 1994
|
Supervised Lender Licenses & Mortgage Loans |
|
February 7, 1994
|
Coupon Book Expense Vender's Single Interest Insurance (VSI) |
