Debt Management

The Colorado Uniform Debt Management Services Act (DMSA) regulates companies that offer and provide debt management services to Colorado residents.  It also provides consumer protections.
Under Colorado law, Debt Management Services Providers (Providers) include non-profit and for-profit Credit Counseling and Debt Settlement companies.  Providers typically work with unsecured debt such as credit card debt.
The law also applies to law firms and attorneys unless the attorney is licensed to practice law in Colorado and is providing legal services in an attorney-client relationship.

General Information:

To receive information about rulemaking, legislation, and public meetings, please send your request and contact information to

Information for Consumers:

Information for Providers:

Amendments to the Uniform Debt-Management Services Act: